| Citi® Double Cash Card – 18 month BT offer | Bank of America® Cash Rewards credit card |
|
|---|---|---|
| Annual fee | $0 | $0 |
| APR | 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 13.99% - 23.99% Variable APR | 0% intro APR for 12 billing cycles on purchases and on balance transfers made within 60 days of account opening, and then the ongoing APR of 13.99% - 23.99% Variable APR |
| Sign-up bonus | None | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
| Rewards | 1% cash back on all purchases + 1% back on every dollar paid off | 3% on the category of your choice 2% at grocery stores and wholesale clubs 1% everywhere else |
| Spending caps | None | $2,500 in combined choice category, wholesale club and grocery purchases each quarter |
| Loyalty bonus | None | If you're a Preferred Rewards member, you can earn a 25% - 75% rewards bonus on every purchase |
