ServiceBest forNotable features
ZelleInstant bank transfers

  • Money is transferred directly into user's bank account.

  • Compatible with broad range of banks and credit unions.

VenmoThose with a broad group of fellow Venmo users

  • Widely used.

  • Free debit card available.

Cash AppInvestors

  • Retailer discounts.

  • Ability to invest in stocks and bitcoin.

PayPalFrequent online shoppers

  • High transfer limits.

  • Multiple methods of payment.

Google PayDigital wallet users

  • Accepted at many retail registers.

  • Can be used on both Android and Apple devices.

Apple Pay CashApple aficionados

  • Money can be sent via messaging app.

  • Accepted at many retail registers.

Social media money transfersDedicated social-media users

  • Some apps allow money to be sent abroad.

  • Convenient for mutual users of apps like Skype and Facebook.