| Preferred Rewards status | Rewards bonus | Points per dollar spent |
|---|---|---|
| None (no accounts, or combined balances below $20,000) | None | 1.5 |
| Gold (combined balances of $20,000 to $49,999) | 25% | 1.875 |
| Platinum (combined balances of $50,000 to $99,999) | 50% | 2.25 |
| Platinum Honors (combined balances of $100,000 or more) | 75% | 2.625 |