| Single, head of household or married filing separately (if you didn't live with spouse during year) |
- Less than $138,000 in 2023.
- Less than $146,000 in 2024.
|
- $6,500 ($7,500 if 50 or older) in 2023.
- $7,000 ($8,000 if 50 or older) in 2024.
|
|
- $138,000 up to $153,000 in 2023.
- $146,00 up to $161,000 in 2024.
| Contribution is reduced. |
|
- $153,000 or more in 2023.
- $161,000 or more in 2024.
| No contribution allowed. |
| Married filing jointly or qualifying widow(er) |
- Less than $218,000 in 2023.
- Less than $230,000 in 2024.
|
- $6,500 per person ($7,500 if 50 or older) in 2023.
- $7,000 per person ($8,000 if 50 or older) in 2024.
|
|
- $218,000 to $228,000 in 2023.
- $230,000 to $240,000 in 2024.
| Contribution is reduced |
|
- $228,000 or more in 2023.
- $240,000 or more in 2024.
| No contribution allowed |
| Married filing separately (if you lived with spouse at any time during year) | Less than $10,000 | Contribution is reduced |
| $10,000 or more | No contribution allowed |