Roth IRA income limits for 2020

Filing status2020 modified AGIMaximum contribution
Married filing jointly or qualifying widow(er)Less than $196,000$6,000 ($7,000 if 50 or older)
$196,000 to $205,999Contribution is reduced
$206,000 or moreNot eligible
Single, head of household or married filling separately (if you did not live with spouse during year)Less than $124,000$6,000 ($7,000 if 50 or older)
$124,000 to $138,999Contribution is reduced
$139,000 or moreNot eligible
Married filing separately (if you lived with spouse at any time during year)Less than $10,000Contribution is reduced
$10,000 or moreNot eligible