Overall
4.5 NerdWallet rating
Account minimum
$50,000
Account management fee
Depends on account balance:
0.30%: Less than $5 million
0.20%: $5 million to less than $10 million
0.10%: $10 million to less than $25million
0.05%: Greater than $25 million
Investment expense ratios
0.04% - 0.12%; weighted average is 0.08%
Account fees
No account fees; some customers may incur transaction costs for non-Vanguard products (this isn't typical)
Portfolio mix
Portfolios are created by advisors on an individual basis. Core holdings are Admiral Shares of Vanguard index funds. ETFs and active funds are incorporated if needed.
Accounts supported
  • Non-retirement accounts.
  • Roth, traditional, rollover and SEP IRAs.
  • Trusts.
Tax strategy
Assets are allocated strategically among taxable and tax-advantaged accounts to optimize for taxes. Tax-loss harvesting done on client-by-client basis.
Automatic rebalancing
Quarterly; Advisors can also review and alter the automatic rebalance trades at any time
Human advisor option
Appointments typically take place Monday-Friday, 8 a.m. to 8 p.m. Eastern; certified financial planners available
Tools
High-quality tools, including simulators, calculators, retirement-planning and educational materials
Customer support options (includes website transparency)
Phone and email support available Monday-Friday, 8 a.m. to 8 p.m. Eastern; some information difficult to find on website.
Promotion
None