Schwab Intelligent Portfolios at a glance

Overall
4.5 NerdWallet rating
Account minimum
$5,000.
Account management fee
$0.
Investment expense ratios
Weighted-average ranges:
  • 0.06% for a conservative portfolio.
  • 0.15% for a moderate portfolio.
  • 0.20% for aggressive.
Account fees
None.
Portfolio mix
Built from up to 53 ETFs covering as many as 20 asset classes; larger cash allocation than other services.
Accounts supported
  • Non-retirement accounts.
  • Roth, traditional and rollover IRAs.
  • Trusts.
Schwab’s advisors will also consider 401(k) and outside assets when offering guidance, but the service does not directly manage those assets.
Tax strategy
Tax-loss harvesting is free with $50,000 minimum balance.
Automatic rebalancing
Yes.
Human advisor option
Financial advisors available via chat or phone 24/7.
Tools
High-quality tools for goal-setting, tracking and customization.
Customer support options (includes website transparency)
Phone and live chat support 24/7.
Promotion
None; only a referral bonus.