|Account minimum||$0 for Betterment Digital, $100,000 for Betterment Premium.|
|Account management fee||0.25% for Betterment Digital, 0.40% for Betterment Premium.|
|Investment expense ratios||ETF expense ratios average 0.13%.|
|Account fees (annual, transfer, closing)||None.|
|Automatic rebalancing||Free on all accounts.|
|Human advisor option||All customers can consult a financial advisor via in-app messaging; Premium customers get unlimited telephone calls with a team of certified financial planners.|
|Tools||Numerous tools and calculators to help set goals, choose the right accounts and make money decisions.|
|Customer support options (includes website transparency)||Phone and email support Monday-Friday 9 a.m.-6 p.m. Eastern time. Email only on Saturdays and Sundays 11 a.m.-6 p.m. Eastern time.|
|Promotion||Up to 12 months of free management: deposits of $15,000 to $99,999 get one month free; $100,000 to $249,999 get six months free; $250,000+ get one year free.
If you refer a friend and that person funds an account, you'll get one month and your friend will get three months of free management.