Investment	Quick facts	Potential return
Online savings or money market account	• For emergency fund. • Liquid/easily accessible. • FDIC insured.	1% - 1.5%
CD	• For expense with set deadline. • Not liquid. • May require minimum deposit. • FDIC insured.	1% to 2% (longer term = higher rates)
Short-term bond funds (index or ETF)	• Liquid/easily accessible. • Some risk. • Subject to fund fees. • May require minimum investment.	1% to 3%