| Sign-up bonus | Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening | Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. |
| Introductory APR | 0% APR for 15 months on purchases and balance transfers, and then the ongoing APR of 16.49% - 25.24% Variable APR | 0% APR for 15 months on purchases and balance transfers, and then the ongoing APR of 16.49% - 25.24% Variable APR |
| Annual fee | $0
| $0
|
| Rewards | 5% cash back in rotating bonus categories that you activate (on up to $1,500 in spending per quarter); 1% back on everything else | 1.5% cash back on every purchase |
| Are rewards transferrable? | Yes — you can transfer rewards to any of your other Chase cards in the Chase Ultimate Rewards® program | Yes — you can transfer rewards to any of your other Chase cards in the Chase Ultimate Rewards® program |
