| Alternatives to high-interest loans |
|---|
| 1. Ask family and friends for a loan through lending circles or a loan agreement. |
| 2. Seek assistance from local nonprofits, charities and religious organizations. |
| 3. Get a payday alternative loan from a credit union. |
| 4. Ask your employer for a paycheck advance or use an app like Earnin. |
| 5. Get a pawnshop loan secured by something you own. |
| 6. Try other ways to make money. |