A look at UMPD laws

Where drivers must have UMPD

  • Maryland

  • New Hampshire (if drivers choose to purchase insurance)

  • North Carolina

  • South Carolina

  • Vermont

  • Virginia

  • Washington, D.C.

  • West Virginia

Where drivers must buy UMPD unless they specifically reject it in writing

  • Alaska

  • Arkansas

  • California

  • Georgia

  • Indiana

  • Louisiana

  • Mississippi

  • Rhode Island

  • Tennessee

  • Texas

  • Washington

Where drivers must be offered UMPD but don’t have to buy it

  • Delaware

  • Illinois

Where drivers can request UMPD if they don’t have collision coverage

  • Utah