| Type of debt | Percent of weekly disposable income that can be taken |
|---|---|
| Credit card and medical bills, personal loans and most other consumer debts | Either 25% or the amount by which your weekly income exceeds 30 times the federal minimum wage (currently $7.25 an hour), whichever is less. Here’s how that breaks down: • If your weekly disposable income is $290 or more, 25% is taken. • If it's between $289.99 and $217.51, the amount above $217.51 can be taken. • If it's $217.50 or lower, garnishment is not allowed. |
| Child support and alimony | 50% if you are supporting another child or spouse; otherwise, up to 60%. If you are more than 12 weeks late in payments, an additional 5% may be taken. |
| Federal student loans | 15% |
| Taxes | Generally, up to 15%. The Internal Revenue Service will determine the amount taken based on standard deductions and the number of dependents you have. |