Rank (most to least unbanked)	Metro area	Percentage of all households that are unbanked	Average unbanked household income	Total unbanked costs for all households (lower estimate)	Total unbanked costs for all households (higher estimate)	Average unbanked costs as percentage of income (using higher estimate)
Note: San Diego-Carlsbad-San Marcos, CA, Sacramento-Arden-Arcade-Roseville, CA, and San Antonio, TX, were omitted from the 25 metros we analyzed due to insufficient income data.
1	Phoenix-Mesa-Scottsdale, AZ	16.3%	$21,012.94	$51.27 million	$131.65 million	2.33%
2	Houston-Baytown-Sugar Land, TX	11.5%	$18,732.12	$51.43 million	$132.07 million	2.61%
3	New York-Northern New Jersey-Long Island, NY-NJ-PA	9.6%	$19,238.11	$132.22 million	$339.52 million	2.54%
3	Los Angeles-Long Beach-Santa Ana, CA	9.6%	$20,189.12	$82.25 million	$211.20 million	2.42%
5	Riverside-San Bernardino, CA	9.1%	$23,267.89	$25.28 million	$64.91 million	2.10%
5	Atlanta-Sandy Springs-Marietta, GA	9.1%	$24,053.38	$37.58 million	$96.50 million	2.03%
7	Dallas-Fort Worth-Arlington, TX	8.4%	$26,353.11	$40.73 million	$104.60 million	1.86%
8	Detroit-Warren-Livonia, MI	8.2%	$21,398.47	$27.60 million	$70.88 million	2.28%
9	Chicago-Naperville-Joliet, IL-IN-WI	7.6%	$25,318.83	$51.09 million	$131.20 million	1.93%
10	Denver-Aurora, CO	7.5%	$23,223.47	$15.78 million	$40.52 million	2.11%
11	Miami-Fort Lauderdale-Miami Beach, FL	7.3%	$17,782.94	$32.99 million	$84.72 million	2.75%
12	Philadelphia-Camden-Wilmington, PA-NJ-DE	7.0%	$21,760.62	$32.36 million	$83.09 million	2.25%
13	Boston-Cambridge-Quincy, MA-NH	6.6%	$24,872.38	$23.16 million	$59.47 million	1.97%
14	San Francisco-Oakland-Fremont, CA	5.7%	$22,298.40	$20.89 million	$53.64 million	2.19%
15	Baltimore-Towson, MD	5.3%	$22,081.19	$10.55 million	$27.10 million	2.21%
16	Pittsburgh, PA	4.9%	$17,406.24	$9.78 million	$25.10 million	2.81%
16	Tampa-St. Petersburg-Clearwater, FL	4.9%	$20,321.68	$13.23 million	$33.97 million	2.41%
18	Washington-Arlington-Alexandria, DC-VA-MD-WV	4.3%	$22,892.20	$19.07 million	$48.98 million	2.14%
19	St. Louis, MO-IL	4.2%	$16,017.26	$9.12 million	$23.43 million	3.05%
20	Minneapolis-St Paul-Bloomington, MN-WI	3.8%	$16,509.41	$9.87 million	$25.34 million	2.96%
21	Portland-Vancouver-Beaverton, OR-WA	3.7%	$19,670.22	$6.51 million	$16.71 million	2.49%
22	Seattle-Tacoma-Bellevue, WA	3.5%	$17,713.52	$9.41 million	$24.18 million	2.76%