| Pros | Cons |
|---|---|
| Debt is gone in one payment. | Can be hard to pull together the money. |
| Paid-off debt helps your credit report and score. | Diverts money from other needs. |
| Pros | Cons |
|---|---|
| Debt is gone in one payment. | Can be hard to pull together the money. |
| Paid-off debt helps your credit report and score. | Diverts money from other needs. |